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Get Financially Fit Over the Summer!

by Dr. Kathleen Hall
Allowances for Children, Determing the right Allowance for Children, Mindful Family, Mindful Living Network

Do you have a lot of plans this summer, maybe a vacation or a garden renovation? Well, don’t let a tight budget stand in your way! With some patience and innovative thinking, you can slowly trim your budget and start saving pennies for summer fun activities.

6 Financial Fitness Tips for Summer Savings
  1. Groceries. To trim big bucks take a closer look at your grocery bill. Taking the time to clip coupons can make all the difference. Other tips include giving generic brands a try or planning all of your meals around the store’s sales. For instance, if you were thinking about baking chicken for dinner, but ground beef is on sale instead, consider making spaghetti.
  2. Invest in free entertainment. In the summer many free activities are organized for the community, you just have to know where to look. Check your city’s or town’s website to get the latest news on free festivals, concerts, carnivals, or park events. So instead of having to spend money at the movies or amusement park you can enjoy these events for free.
  3. Reconsider costly memberships. Do you have a gym membership or a membership to a local museum, but can’t remember the last time you’ve visited either of these facilities? Then maybe it’s time to reconsider paying the monthly fees. And remember, if you miss the amenities you can also sign up again.
  4. Adjust the thermostat. Is it a particularly hot day outside? Before adjusting your thermostat consider changing your outfit. By wearing shorts and a short-sleeved shirt around the house you’ll cool down without having to sacrifice major bucks for the air-conditioning.
  5. Cool down with a cold shower. If you’re looking for another way to beat the summer heat without blasting the air-conditioning consider taking cold showers. They will save you money come bill time and cold water is said to be better for your skin and hair.
  6. Schedule your outings. Want your gas to last as long as possible? Consider scheduling your outings, creating certain days in which you’ll do all your shopping and run all your errands. Take a look at Google Maps to find the most gas efficient route. Also, consider taking public transportation. Walking will help you trim your waist as you trim your budget.

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